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Instalment loans

ExpressCredit.com.na short-term instalment loans are very useful if you have any unexpected expense that needs to be met immediately

 

  • Long Term Loans are unsecured loans which are also called Express Loans.
  • The loan duration is from 2 to 5 months.
  • You can apply for a loan of up to N$30,000.
  • The loans are designed to get you out of trouble.

Requirements

Be 21 years and above
ID Document
Payslip
Bank Statements for the last 3 Months
Be in full employment with bank account

How to apply for my loan

Web

Complete application online.

Branch offices

Branch offices. Visit a branch nearest to your location where you will work with a Client Relationship Officer who will help you complete your loan application.

Call Centre

Call any of our agents on 3334.

How much I can borrow?

  1. Use the bar to determine the amount of your loan.
  2. Choose your payroll frequency. In the case of a Term Loan this will be monthly.
  3. Choose your salary pay date.

 

This way you will see the payment amount, interest and next repayment day. You can also view a full payment schedule.

Loan process

Based on the information you provided, we may give you one of several answers:

Pre approved

  • You have completed the first steps to get your loan, you are creditworthy.
  • You just need to visit your nearest branch carrying all the required documents to complete your loan application process.

Declined

Unfortunately at the moment we are unable to offer you a loan.

How do I receive my funds?

If your loan has been approved, your funds will be credited to your bank account.

How can I repay the loan?

ExpressCredit accepts a variety of payment options for you to choose from and repay your loan.

  • Bank transfer:
    First National Bank
    Branch Name: Windhoek Branch
    Account Number: 62259071068
    Branch Code: 280172

    Standard Bank
    Branch Name: Windhoek Branch
    Account Number: 60002056525
    Branch Code: 082372

    Bank Windhoek
    Branch Name: Kudu Branch
    Account Number: 8005359326
    Branch Code: 082372

    Nedbank
    Account Number: 11990183777
    Branch Code: 461617

 

 

*Use your Loan number as a reference when depositing funds.

What happens if I do not pay on time?

We are mandated by the regulator to report any late payments to the credit reference agency, which may affect your credit rating, and make getting a loan more difficult and more expensive in the future.
If you delay repaying you will face extra costs.