Term loans
ExpressCredit.com.na term loans are very useful if you have any unexpected expense that needs to be met immediately
- Long Term Loans are unsecured loans which are also called Express Loans.
- The loan duration is from 2 to 5 months.
- You can apply for a loan up to N$30,000.
- The loans are designed to get you out of trouble.
Requirements
How to apply for my loan
Web
Complete application online.
Branch offices
Branch offices. Visit a branch nearest to your location where you will work with a Client Relationship Officer who will help you complete your loan application.
Call Centre
Call any of our agents on 3334.
How much I can borrow?
- Use the bar to determine the amount of your loan.
- Choose your payroll frequency. In the case of a Term Loan this will be monthly.
- Choose your salary pay date.
This way you will see the payment amount, interest and next repayment day. You can also view a full payment schedule.
Loan process
Based on the information you provided, we may give you one of several answers:
Pre approved
- You have completed the first steps to get your loan, you are creditworthy.
- You just need to visit your nearest branch carrying all the required documents to complete your loan application process.
Declined
Unfortunately at the moment we are unable to offer you a loan.
How do I receive my funds?
If your loan has been approved, your funds will be credited to your bank account.
How can I repay the loan?
ExpressCredit accepts a variety of payment options for you to choose from and repay your loan.
- Bank transfer:
First National Bank
Branch Name: Windhoek Branch
Account Number: 62259071068
Branch Code: 280172
Standard Bank
Branch Name: Windhoek Branch
Account Number: 60002056525
Branch Code: 082372
Bank Windhoek
Branch Name: Kudu Branch
Account Number: 8005359326
Branch Code: 082372
Nedbank
Account Number: 11990183777
Branch Code: 461617
- Cash
Available in all branches to branches
*Use your Loan number as a reference when depositing funds.
What happens if I do not pay on time?
We are mandated by the regulator to report any late payments to the credit reference agency, which may affect your credit rating, and make getting a loan more difficult and more expensive in the future.
If you delay repaying you will face extra costs.