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Payday loans

ExpressCredit.com.na payday loans are very useful if you have any unexpected expense that needs to be met immediately


  • Loans can be helpful if you need an additional amount of money due to unforeseen circumstances or if you wish to purchase some items of need.
  • Our customers settle their loan at an average of 7 to 30 days.
  • You can apply for a loan of up to N$8,000.
  • The loans are designed to get you out of trouble.


Be 21 years and above
ID Document
Bank Statements for the last 3 Months
Be in full employment with bank account

How to apply for my loan


Complete the application online.

Branch offices

Visit the branch nearest to your location where you will work with a Client Relationship officer who will help you complete your loan application.

Call Centre

Call any of our agents on +264 (061) 227 117

How much can I borrow?

  1. Use the bar to determine the amount of your loan.
  2. Choose your payroll frequency.
  3. Choose your salary pay date.


This way you will see the payment amount, interest and next repayment day.

How is the amount payable calculated? (example)

  • For example: Interest will depend on the loan amount and loan tenure.
  • The amount paid for each loan will depend on the amount requested and your payment date.

Loan process

According to the information you provided you will receive on of the following outcomes:

Pre approved

You have completed the first step to get your loan, you are creditworthy. You still need to visit your nearest branch carrying all the required documents to complete your loan application.


Unfortunately at the moment we can not give you the loan.

How do I receive my funds?

If your loan has been approved, you have the following options to receive your funds

  • credited into your bank account

How can I repay the loan?

ExpressCredit accepts a variety of payment options for you to choose from and repay your loan.

  • Bank transfer:
    First National Bank
    Branch Name: Windhoek Branch
    Account Number: 62259071068
    Branch Code: 280172

    Standard Bank
    Branch Name: Windhoek Branch
    Account Number: 60002056525
    Branch Code: 082372

    Bank Windhoek
    Branch Name: Kudu Branch
    Account Number: 8005359326
    Branch Code: 082372

    Account Number: 11990183777
    Branch Code: 461617



*Use your Loan number as a reference when depositing funds.

What if I am unable to pay?

Please make contact with us to make arrangements and discuss possible alternatives.