Term Loan
Need a deposit for a new car?
Financing for renovation or a tuition fee to get a university degree?
We offer term loans of up to N$10,000 repayable over five months
What are requirements to apply?
How can I apply?
Website
The easiest way to apply for a loan is to use the application form on our website www.expresscredit.com.na
Watch these videos to better understand how our web application process works!
FOR EXISTING CUSTOMERS: https://www.youtube.com/watch?v=ILM0TYj1on4
FOR NEW CUSTOMERS: https://www.youtube.com/watch?v=I9VPEA34rWg
Call Centre
Call us at 90000
Mobile Sales Unit
Spot our shiny mobile unit in your area (follow us on Facebook for routes)
Direct Sales Agents
Meet one of our direct sales agents
You can also send an email at info@expresscredit.com.na
How much can I borrow?
- Use the online calculator to tell us how much and how long you want to borrow for.
- Choose your payroll frequency. In the case of a term loan, this will be monthly.
- Choose your salary pay date.
Once you have entered all the details, we will show you an example of what you might repay, including the payment amount, interest and next repayment day. It is also possible to view a full payment schedule.
How will I get the money?
Once the loan application is approved, we will transfer the money to your bank account.
What is the application process?
To process your application the same day, please bring the documents with you or upload if applying through our website:
- National ID card or Passport (not expired).
- Copy of the latest payslip. Payslip must be stamped by the employer or printed on a payslip paper.
- Three month bank statement stamped by the bank. The last received salary must be visible.
The assessment process is fast and very straightforward. In most cases, we will have your answer the same day.
How can I repay the loan?
You can repay the loan by making a bank transfer or visiting the nearest branch to pay by cash or card.
- Bank transfer
First National Bank
Branch Name: Windhoek Branch
Account Number: 62259071068
Branch Code: 280172
Standard Bank
Branch Name: Windhoek Branch
Account Number: 60002056525
Branch Code: 082372
Bank Windhoek
Branch Name: Kudu Branch
Account Number: 8005359326
Branch Code: 082372
Nedbank
Account Number: 11990183777
Branch Code: 461617
- Cash or card payment
Available in all branches - PayToday app
Pay directly via the PayToday app
Please use your loan number or ID number as a reference to deposit funds. In case you have any questions, call us at 90000.